Terms of Service

Important information about the use of our services
1. Introduction

Welcome to our website. These Terms of Service (“Terms”) govern your use of the services provided by our agency, a licensed General Lines Property & Casualty Insurance Broker operating in the state of Texas. By accessing or using our website and related services, you agree to comply with these Terms.

Our mission is to connect individuals and businesses with competitive and comprehensive insurance products through our network of A-rated carriers. Please read these Terms carefully before proceeding.


2. Licensing and Jurisdiction

We are a General Lines Property and Casualty insurance agency licensed in the state of Texas under applicable Texas Department of Insurance (TDI) regulations. Our services are primarily offered to residents and businesses located within the state of Texas.

We may offer limited assistance in other states through partnerships and reciprocal licensing arrangements, but all coverage and compliance matters are subject to the laws of the jurisdiction in which the policy is issued.


3. Scope of Services

Our agency provides insurance brokerage and advisory services, including but not limited to personal auto, homeowners, commercial property, general liability, and workers’ compensation coverage. We act as intermediaries between clients and insurance carriers to help secure the most suitable coverage based on individual or business needs.

We do not guarantee coverage until a policy has been formally issued by the carrier and all required premiums and documentation have been received.


4. Client Responsibilities

Clients are responsible for providing accurate, up-to-date information during the quoting and application process. Failure to disclose material facts may result in denial of coverage or cancellation of an issued policy.

It is the client’s responsibility to review policy documents and confirm that all requested coverages, limits, and endorsements are included before accepting a policy.


5. Limitation of Liability

While we strive to ensure accurate and timely service, our agency is not liable for indirect, incidental, or consequential damages arising from the use of this website or our brokerage services. Any disputes will be governed by the laws of the state of Texas.

In the event of a dispute, you agree to submit to the exclusive jurisdiction of the courts located in Texas.


6. Privacy and Data Protection

We take your privacy seriously. Personal information collected through our website or during the quoting process is used solely for the purpose of providing insurance services and will not be sold or shared with third parties, except as required to process applications or comply with regulations.

For more details, please refer to our Privacy Policy.


7. Updates to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated “Last Revised” date. Continued use of our website or services after such changes constitutes acceptance of the new Terms.


8. Contact Information

If you have questions regarding these Terms or any aspect of our services, please contact our office:

Texas General Lines Insurance Agency
Phone: (555) 123-4567
Email: info@txgeneralbroker.com
Address: 1234 Main Street, Houston, TX 77002


Last Updated: January 1, 2025